Helping the middle class afford an upscale market

September 7, 2004 ; As originally appeared in The Greenwich Time by Julie Fishman-Lapin

When Joan Harrington talks about the need to bring awareness to the issue of affordable housing in lower Fairfield County, she usually doesn't get far before the eyes of the other person glaze over.

For some, the problem seems too daunting to tackle. For others, especially those who already own a house, the issue of affordable housing has no personal impact.

Then there are those who are hostile to affordable housing. Some don't want open space overrun with new units. Others correlate affordable housing developments with a decrease in property values, increased crime and unattractive architecture.

As coordinator of the regional Campaign for Affordable Homes to bring awareness -- and, perhaps, solutions -- to the problem, Harrington has been hired for a tough job. But she's optimistic.

"I grew up in Fairfield County. I've lived here my whole life. I understand that this problem seems intractable to most people," Harrington said. "It's a very, very hard problem. I really believe this campaign can make a difference. I think it will energize the dialogue."

The campaign's mission is to increase housing opportunities for Fairfield County's middle class -- those earning $35,000 to $90,000 a year.

Harrington said there's a need first to increase access to existing housing through loan and grant programs, which make higher-priced houses more affordable. And the affordable housing stock for middle-income workers, seniors and young people just getting started also needs to grow.

Some other regions of the country have successfully launched advertising and education campaigns to neutralize those who are opposed to the issue of affordable housing.

In Maine, a print ad shows a photo of a teacher with the caption, "She can teach the kids calculus, but she can't be your neighbor."

A Rhode Island ad features a young college graduate with the tag line, "I grew up in Rhode Island, but I can't call it home."

Along with launching an advertising blitz scheduled to begin after the November elections, the campaign, run by the Housing Development Fund of Fairfield County and partially funded by the Fairfield County Community Foundation, also will attempt to bring community members together to develop ways of solving the problem.

Harrington calls those people "influencers," and said their ranks include public officials, real estate developers, open-space advocates and high-income earners.

Through her research, Harrington found that influencers are most moved by arguments that enhance their self interest. For example, they most identified with a statement such as, "When our kids are ready to move out on their own, we hope they will be able to afford housing that is not too far away," she said.

Part of the plan to sway influencers is to enlist major employers to help, Harrington said.

"You won't find an employer in Fairfield County who doesn't say affordable housing is a problem," she said.

Companies are worried because they can't get employees to work on time and because they have a hard time attracting and retaining talent, she said.

It's partly an issue of wages, said steering committee member Richard Taber, chairman and chief executive officer of Stamford-based First County Bank.

When employees can't afford to live where they work, employers often have to pay higher wages to cover commuting expenses without getting the benefit of having them live locally.

And there's always the risk that someone who moved to Stratford or Trumbull because he or she couldn't afford Stamford may look for a job closer to home, depriving a local employer of a good worker.

It's also an issue of public safety and convenient access to resources, Taber said: Who will come to the rescue during a fire or an emergency? Where will teachers, nurses, police officers and firefighters live?

"The hope is by talking in these terms, it will get municipalities and employers to look at (affordable housing) as a good thing," Taber said. "We see this as a quality of life issue and one that is not well appreciated by the community at large."

The committee will soon begin talks with employers, he said. "With their help, maybe on one hand we can affect developers. Maybe on the other hand we can affect municipalities so they don't think so negatively."

The first step is getting everyone to acknowledge there is a need, said Taber, who is also a board director at Housing Development Fund.

The strategy of partnering with major local corporations worked very well in Silicon Valley, Calif., a region that has many parallels with lower Fairfield County, Harrington said.

In Silicon Valley, a coalition was built among open-space advocates, developers, politicians and influential employers, she said. That group, led mostly by corporations, helped pass 70 of 71 housing proposals through local government. The group raised $20 million for seed money to do the development.

"It shows you can do a lot, you shouldn't feel so immobilized," Harrington said.

Copyright © 2004, Southern Connecticut Newspapers, Inc.

 


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