The Housing Development Fund, Inc was established in 1989 as a non-profit organization to finance the development of affordable housing. Since then, it has grown to a loan fund with over $28 million in assets, and encompasses programs for pre-development lending, acquisition, rehabilitation, and new construction. Hundreds of affordable housing units have been built with HDF financing. HDF projects have included affordable family housing, senior housing, special needs housing and supportive housing. In addition to HDF’s commercial financing, HDF operates various down payment assistance programs, which have helped hundreds of low- and moderate-income households achieve the dream of homeownership. Browse our site to find out more about our staff, board, financial partners, and where we operate.