
Meet Emily

Occupation/s: Graphic Designer
Former Housing: Market Rate Rental,
Bridgeport
New Home: Below-Market-Rate Unit, Norwalk
HDF Program/s: BMR Program, First Time
Homebuyer Program
Financial Assistance Products: SmartMove,
Workforce Housing Downpayment Fund
HDF First Mortgage Partner: People's
United Bank
"Thank
you for allowing me to own such a beautiful home, live closer to
my job, and for making my dream of homeownership a reality. To those
considering HDF, just do it! it works." -- Emily G.
Meet
the Chen Family
First Time Homebuyers
Homebuyer
Name: Chen Family
Occupation/s: Librarian
Former Housing: Subsidized Rental,
Stamford
New Home: BMR Unit, Stamford
HDF Program/s: BMR Program, First Time
Homebuyer Program
Financial Assistance Products: HDF
SmartMove & Closing Cost Assistance and Stamford Community Development
Loan
Affordability Gap Closed by HDF: $100,000
HDF First Mortgage Partner: Citibank
"With the help of HDF and the City of Stamford, my family has
a place that we can call our own here in this high-cost area. We
are very grateful to them." -- Ken Chen
Meet
the Hernandez Family

First
Time Homebuyers
Homebuyer
Name: Hernandez Family
Occupation/s: Machine Operator
Former Housing: Renters in Danbury
New Home: Condominium in Danbury
HDF Program/s: First Time Homebuyers
Program
Financial Assistance Products: HDF
SmartMove & Closing Cost Assistance
Affordability Gap Closed by HDF: $40,000
HDF First Mortgage Partner: Newtown
Savings Bank
"My family and I are thankful to HDF for all of their help.
HDF gave us the opportunity to own a home, making it possible that
our monthly mortgage payment was similar to what we paid for rent."
-- Efrain Hernandez
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